How It Works

RadioPay.com is not a lender—it does not make short term cash loans or credit decisions. RadioPay.com simply connects interested consumers with independent, licensed third party lenders. RadioPay.com’s loan matching services happen in real time, so you could be connected with an independent lender in seconds. Register online from home on your PC or from anywhere using your mobile device. The loan matching process begins the minute you submit your registration. If matched with a lender, you will be presented with a loan offer subject to that lender’s own terms and conditions. If you agree to those terms, the loan could be available for your use as early as the next business day.

Independent lenders have their own minimum requirements which must be met to be approved for a payday loan, and one independent lender’s may differ from another’s. Such minimum requirements typically include, but may not be limited to:


- Have a valid checking account set up with direct deposit

- Be 18 years of age and a U.S. citizen

- Regular income of at least $1,000 per month

- Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent of someone who is), serving on active duty under a call or order that does not specify a period of 30 days or fewer.


Utilizing state of the art technology, RadioPay.com helps you obtain the emergency cash you need. Fast.


Disclosure

The operator of this website facilitates connecting consumers interested in cash advances in amounts between $100 and $1,000 with independent lenders participating in a third party lender network. The registration information submitted by you on this website will be shared with one or more such lenders. By submitting your registration information, you authorize such lenders and other affiliates to contact you via email, telephone, or mobile device (including by automated dialing) to assist with your inquiry or to promote offers, notwithstanding that your contact information may be listed on a corporate, state, or federal Do-Not-Contact registry or the like. Submitting your registration information does not guarantee you will be approved for a cash advance. The operator of this website is not a lender or loan provider, nor is it an agent, representative, or broker thereof.


This website does not constitute an offer or solicitation to lend. Not all third party lenders can provide up to $1,000. Participating third party lenders may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers. The operator of this website does not charge you a fee for any service or product, and does not recommend or endorse any participating third party lender. Cash transfer times may vary between third party lenders, and may depend upon your financial institution. Some faxing may be necessary. A cash advance should be used for short-term financial needs only, not as a long-term financial solution. If you do not pay your loan according to its terms, your lender may charge you late fees, send your account to a collection agency, report your information to a consumer reporting agency (which may negatively affect your credit score), and/or offer to renew, extend, or refinance your loan (which may cause you to incur additional fees, charges, and interest). Only your lender can provide you information about your specific loan terms and the implications of non-payment of your loan. For details, questions, or concerns regarding your cash advance, contact your lender directly.


This service is not available in all states, and the states serviced by this website may change from time to time, without notice. Residents of some states may not be eligible for cash advances. You are responsible for complying with all statutory obligations regarding obtaining cash advances in your state of residence. This service and offer are void where prohibited.